Cairn Online Scholarships, Grants, and Loans
Undergraduate Cairn Online Financial Aid
Scholarships & Grants
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In addition to our highly competitive tuition rates, Cairn Online students may qualify for a variety of scholarships, discounts, and other financial aid opportunities.
Note: Scholarships and grants are awarded based on academic merit, financial need, or both. These awards are considered 鈥済ift aid鈥� and do not need to be repaid. Loans, however, must be repaid.
Undergraduate students who demonstrate financial need through the Free Application for Federal Student Aid (FAFSA) and are enrolled in at least 3 credits in an eligible degree program may qualify for a Federal Pell Grant.
Aid amount: Up to $7,395/year
Undergraduate students demonstrating financial need may be eligible for state aid. Applicants must be PA residents and enrolled at least half-time in a degree program.
Aid amount: Up to $6,000/year
How to apply:听
Complete the听听and additional forms required by PHEAA.听Use FAFSA school code听003351
There are many 鈥渙utside scholarship鈥� opportunities for prospective and current college students to apply for in order to supplement their institutional aid. Explore听public scholarship search engines such as听, , or听听in order to find possible opportunities. Eligibility and requirements vary.
Federal Loans
Federal Direct Loans听are听loans through the Department of Education and they require the student to complete a听.听听
Federal Direct Subsidized loans听are only offered听to听undergraduate students.听
Federal Direct Unsubsidized听loans are fixed interest rate loans offered to听undergraduate, graduate, and professional students听enrolled half-time or higher.
Federal Direct Subsidized Loan is a loan for students with demonstrated financial need. The government pays the loan interest for the student while the student is in school. This is the preferred loan of the two direct loans due to this subsidy.
Federal Direct Unsubsidized Loan is a loan which is not based on a student’s financial need. Students pay the loan interest while enrolled or the student can elect to have it deferred and capitalized upon graduation.
Aid amount:
Annual borrowing limits range from $5,500-$12,500.
How to apply:
Complete the听.听Use school code听003351
For first-time loan borrowers at Cairn: Complete the Federal Student Loan entrance counseling and sign a Direct Loan Agreement (MPN) at听.
Veterans Benefits
天涯海角社区 is committed to helping veterans secure听the GI Bill庐听funds they are eligible for under any听of the following VA听chapters:
FAQs
For Cairn Online undergraduate programs (Associate’s, Bachelor’s, and Dual-Level Degree Programs), tuition rates are as follows (2026-27 academic year):
- Per-credit rate (fewer than 12 credits): $460 per credit.
- Full-time block rate (12鈥�18 credits per semester): $4,900 flat rate per semester. This equates to approximately $272 per credit at a full 18-credit load.
These rates apply specifically to Cairn Online programs and do not include additional fees (such as a one-time technology fee of $200 for undergraduates), textbooks, or supplies. Rates can vary slightly by year and are subject to change.
For the most up-to-date or detailed information, check 天涯海角社区’s official tuition pages (e.g., Cost Breakdown or Current Year Tuition Rates). Financial aid, scholarships, or payment plans may reduce the net cost.
Here are the main steps to apply for Federal Financial Aid for Cairn Online undergraduate programs:
- Apply for Admission to 天涯海角社区 Submit your application for admission (the $25 fee can often be waived with a code like faithmatters). Federal aid requires you to be accepted or in the process of enrolling as a regular (matriculating) student in a degree or certificate program.
- Create a StudentAid.gov Account (FSA ID) Both the student and a parent (if dependent) need an FSA ID. This serves as your login for the FAFSA. It may take up to a few days to verify.
- Complete and Submit the FAFSA
- Go to .
- Use 天涯海角社区鈥檚 school code: 003351.
- File as early as possible.
- Gather documents in advance: recent tax returns (or use IRS data retrieval), bank/investment records, child support info, etc.
- Student completes their section first, then invites parent contributor if needed.
- Review Your Aid Offer from Cairn Cairn typically receives your FAFSA within 1鈥�2 weeks and sends aid offers 2鈥�4 weeks after that. Review the package, which may include Federal Pell Grants, Direct Loans, etc.
- Accept Aid and Complete Additional Requirements
- Maintain Eligibility Enroll in eligible courses, maintain Satisfactory Academic Progress (SAP), and reapply for FAFSA each year.
Additional Notes for Cairn Online Students:
- Online undergraduate programs are eligible for federal aid.
- Contact Cairn鈥檚 Financial Aid Office early: [email protected] or 215-702-4245 for personalized help.
- For the most current details, visit Cairn鈥檚 Financial Aid page or FAFSA Guide.听
In order to receive financial aid, a student must meet the following eligibility requirements:
- Enrollment as a regular (matriculating) student in a degree or certificate听program.
- Maintenance of satisfactory academic progress as defined below. Note that satisfactory progress standards for receipt of financial aid may differ from minimum University academic standards for continued enrollment.
- For federal aid programs, status as a US听citizen or eligible noncitizen, in addition to certification that funds will be used only for educational expenses.
- For federal aid, certification that the student is not in default on any federal student loan and does not owe repayment on a federal student grant.
- Any other specific requirements of the program providing the aid.
Please refer to this page for more details.听